Why It’s So Important to Get Pre-approved BEFORE House-hunting: Mortgage Minute with Gershman Mortgage

If you aren’t planning on paying cash for your new home in Tampa Bay, we HIGHLY recommend getting pre-approved with a responsive, reputable lender prior to your home search. We are currently in a seller’s market where, depending on the price point, homes don’t sit on the market too long. It is imperative we present a strong offer with your pre-approval letter in hand when in a multiple-offer situation. This leverage puts you at the front of the line and gives the home seller confidence the transaction will go through without any issues due to financing. Check out this quick video below by Doug Smith with Gershman Mortgage and feel free to reach out to them at the contact info below so we can get started with your search to find a beautiful new home here in Tampa Bay!

Gershman Mortgage: 813-644-4278 | https://www.gershman.com/florida/ |  Ask for Doug Smith or Bryan Marx … and tell them we sent ya!

 

A Better Way to Find and Convert Leads

Leads, leads, leads… They’re our lifeline as licensed real estate professionals! Chris Smith, the co-founder of Curaytor, dubs “how to convert them, where to find them, and what to do with ‘luke-warm’ leads” among the top topics on every real estate professional’s mind.

If this is where your mind drifts between one appointment and the next, this short video may be of some use to you. Besides his upbeat attitude, you’ll hear Chris remind you of some best practice “to-do’s” and also some ‘new’ practice “must-do’s” with the recent explosion of Facebook as a viable source for generating leads.

“Getting leads from the right sources will lead to ones that convert sooner rather than later.” Thanks for the information Chris!

 

P.S. If you are looking for a brokerage that can help you stay on top of your leads with one hub to access a network of services, from marketing, training, and business tools, we’d love to chat! Visit us at www.ThisIsMyNextHome.com or send us an email at connect@DiscoverYourPlace.com to learn more!

Don’t LOOK for Opportunity in 2017!

As we wrap up January, you may still be looking for opportunities and new avenues to success in 2017. I’m here to tell you that you may be doing it all wrong.

Over the last few years, while speaking at REALTOR® associations as well as within our office with my own NextHome Discovery members, I have been sharing three specific thoughts that always weigh on my mind as we wrap up each year. I think that together, they can open up your life to success more than any attempt to hunt down “opportunity.”

“Opportunities? They are all around us…There is power lying latent everywhere waiting for the observant eye to discover it.”
–Orison Swett Marden, inspirational author and founder of Success Magazine

1. Everything happens for a reason.
Don't Look for Opportunity...it already SURROUNDS you!

I’m sure you’ve heard the phrase “hindsight is 20/20.” With that in mind, take a moment and look back at past events in your life that you may have initially perceived as negative and reevaluate them with the notion that everything happens for a reason. Perhaps it’s a negative comment someone said to you when you were young that stuck with you instead of a positive quality a teacher or parent saw in you. Maybe it was an event where you failed at something and instead of focusing on the lessons learned, you held onto the failure itself.  Looking back at these memories in this light will open you up to a totally new perspective. My father shared this notion with me over ten years ago that everything, EVERYTHING happens for a reason and nothing happens by chance. It took me a while to fully understand what he meant, but once I did interesting things began to happen for me.

2. Be present in the moment.

Being present in the moment means being aware of what is going on around us. It means starting up a conversation with the person behind you in line at the grocery store. It means saying hello to the person sitting next to you in an educational class at your local association. It means putting your cell phone away when having dinner with your family (I get in trouble for this one a lot).  It means picking up the phone and calling someone instead of texting them.  Being present in the moment means bringing real conversations back into your life. It means asking those around you “how can I help?”

To a certain degree, this will happen automatically when you truly believe everything happens for a reason. By understanding there’s a reason behind the people you encounter, events that happen, and conversations you engage in, you will inevitably begin to make the conscious effort to be present.

3. Opportunity surrounds us.

Understanding that everything happens for a reason and grasping the importance of being present in the moment now leaves you open to the opportunity that surrounds you. Remember that conversation in the grocery store? It turns out they are looking to buy a new home. The real estate professional you chatted with at the association event? She happens to have the perfect buyer for the unique listing you’ve had a tough time selling. When you put your cell phone away at the restaurant? You just had the most interesting conversation with your daughter who had been craving your attention all evening. That time you picked up the phone instead of texting? The conversation led you to finding the business partner for the new real estate team you’ve been wanting to form.

Sound crazy? I promise you, try it and you will be astounded by the number of opportunities that will come to you. If you spend your days looking for opportunity, in essence you are telling yourself opportunity is elusive and you have to seek it out. That is far from the truth.

By believing that everything happens for a reason, and by being present in the moment, we will begin to see that opportunity surrounds us everywhere. So as you prepare for the rest of 2017, don’t waste your time looking for opportunity, as it has been waiting for you all along.

 ________________________________________________
Anand Patel is president and broker of Tampa Bay’s freshest new real estate brand in town, NextHome Discovery. He can be reached at anand@DiscoverYourPlace.com or by calling 813.867.4417
Buyer Beware

Tampa Buyers Beware! Wire Fraud Cases on the Rise [VIDEO]

If you are buying a home in Tampa Bay, please watch the video below ( put together by Florida Realtors® general counsel, Margy Grant) as wire fraud is on the rise. These sophisticated hackers watch your emails over time and strike right before you close on your new home. They also, in some instances, hack into the account of  your Realtor®, lender, attorney or closing agent and email you false wiring instructions. The whole time, you are under the impression it is a legitimate email. We must all be vigilant.

Please ALWAYS confirm wire instructions by a phone call to the title company or attorney handling the closing.

Our trade association has also created a Wire Fraud Prevention Notice that your NextHome Discovery sales associate will provide to  you early on in the home buying process to ensure you keep your sensitive data secure and are aware of this increasing problem when it comes time to wire funds at your closing. We want the purchase of your new home to be a pleasant, safe and happy experience – this is just one precaution we are taking to ensure all is secure as you purchase your #NextHome!

Below is an excerpt from the Wire Fraud Prevention Notice and a copy of the form can be found by clicking here: Wire Fraud Prevention Notice.

Never trust wiring instructions via email
Criminals/hackers are targeting email accounts of various parties involved in real estate transactions (e.g., lawyers, title
agents, mortgage brokers, real estate agents). These emails are convincing and sophisticated. Among other concerns,
this has led to fraudulent wiring instructions being used to divert funds to the criminal’s bank account. These emails may
look like legitimate emails from the proper party. If you receive an email regarding instructions that contains any
suspicious information, do not click on any links that may be in the email and do not reply.
Broker strongly recommends that Buyer, Seller, and their respective attorneys and others working on a transaction, refrain
from placing any sensitive personal and financial information in an email, directly or through an email attachment. When
there is a need to share Social Security numbers, bank accounts, credit card numbers, wiring instructions or similar
sensitive information, Broker strongly recommends using more secure means, such as providing the information in
person, over the phone, or through secure mail or package services, whenever possible. In addition, before Buyer or
Seller wires any funds to any party (including Buyer or Seller’s attorney, title agent, mortgage broker, or real
estate broker) personally call them to confirm the information is legitimate (i.e., confirm the ABA routing number
or SWIFT code and credit account number). Buyer and Seller should call them at a number that is independently
obtained (e.g., from this Contract, the recipient’s website, etc.) and not use the number in the email in order to be sure
that the contact is a legitimate party.

 

Below is the video featuring Florida Realtors® general counsel, Margy Grant:

 

Does this TV Commercial Bring Back Childhood Memories for YOU as Well?

Nothing like the smell of a freshly opened box of Fruit Loops and the sound of Super Mario Brothers theme music playing in the background to stir up some great memories!

Speaking of memories – when it comes to buying and selling your Tampa Bay area home, we want NextHome Discovery to be the only name you need to remember! Reach out to one of our skilled associates or submit your inquiry below and we’ll get back to you in the way you most feel comfortable!

 

 

 

 

 

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